Losing a father in a road accident is devastating. When that accident involves a motor vehicle, the Road Accident Fund (RAF) may be liable to compensate the deceased's dependents — but understanding what you are entitled to, how to calculate it, and how to claim it is rarely straightforward. This guide answers the questions families are asking most urgently.What RAF Pays for Fatal AccidentsThe RAF compensates dependents of fatal road accident victims for loss of support. This is not a fixed amount — it is calculated based on what the deceased would reasonably have contributed to the family financially over the remainder of his working life. The calculation takes into account his age at the time of death, his income, likely career progression, and the ages and circumstances of his dependents.For a father who was the primary breadwinner, this figure can be substantial. Courts have awarded millions in loss of support claims where the deceased had many working years ahead and dependants who relied on his income.Who Can Claim?The biological children, adopted children, and financially dependent spouse or partner of the deceased are typically entitled to claim. In some cases, other dependents who can prove financial reliance on the deceased may also qualify. Minor children have extended claim rights, and their entitlement continues until they are no longer financially dependent.Why You Need an Expert RAF claims involving loss of support after a fatal accident are among the most complex in South African personal injury law. Actuarial calculations underpin the damages quantification, and errors are costly. At ActuaryConsulting.co.za, we provide the expert actuarial support that legal teams and claimants need to ensure RAF death benefit claims are accurately quantified and properly motivated. Contact us to discuss your matter.